Payment Fee Calculator: Stripe vs Wise vs PayPal vs Payoneer
Enter an invoice amount to see what you actually receive after processing, cross-border and currency-conversion fees. Figures are illustrative. Always confirm a live quote for your exact currency route.
International Payment Fee Comparator
Examine real hidden exchange rate spreads and processing cuts across major global payout channels.
See the real take-home payout after all hidden spread markups.
Wise
0.23% costPayoneer
4% costStripe
5.41% costPayPal
8% costBenchmark Insight: Choosing the optimal corridor saves up to $388.49 per $5,000 transfer compared to legacy markup processors.
Open Multi-Currency AccountHead-to-head fee comparisons
Stripe Invoicing vs Wise Business
Wise may cost less for an eligible bank-transfer route; Stripe supports card checkout. Confirm a live quote for the exact corridor.
Wise Business vs PayPal Commercial
Wise may cost less for eligible bank transfers; PayPal may suit clients who prefer its checkout. Verify the live transaction quote.
Stripe vs PayPal
Stripe is lower in the modeled US base-rate example, but plans, payment methods, markets and conversion needs determine the result.
Payoneer vs Wise
Payoneer may suit supported marketplaces; Wise may suit eligible direct bank transfers. Compare a live quote and withdrawal route.